Christian's Blog

    With inflation, prices of goods and services seem to rise week by week. Financial institutions are seeing huge losses on the stock markets.   At the end of the year, a financial review is what you should do if you want to keep your goals on track.   You can improve your financial picture by following these eight steps.   Budget and spending. Do a complete review of your budget. Are you on track? Do you have extra money every month, or are you in a financial bind? Look at where your money is going and what you can do to adjust to the new realities. Emergency savings. If you don't have an emergency savings account, now may be an excellent time to start setting money aside for unexpected expenses: a car repair, a medical event, or a home repair. Retirement planning. Have you maxed out all your retirement vehicles? If you're eligible for a Health Savings Account, have you fully funded it? If you're over age 50, have you made catch-up contributions to retireme...

  One of the main concerns for caregivers of individuals with intellectual or developmental disabilities (I/DD) is what will happen to their loved one after they are no longer able to provide care. This question can weigh heavily on caregivers, including grandparents, parents, aunts, uncles, and other relatives.   According to a recent article by NPR, it is essential for caregivers of individuals with intellectual or developmental disabilities (I/DD) to plan for the future in order to address the various challenges that may arise. The article can be found at the following link: https://n.pr/3AUr4sF .   Planning for the future of an individual with intellectual or developmental disabilities (I/DD) is a complex task that requires careful consideration of all aspects of their life. If you are a caregiver for someone with I/DD, the Arc's Build Your Plan® tool can be a helpful resource for developing a long-term care plan. The tool guides you through the process step-by-step, ...

  If you are looking to prep your home for sale to get top dollar you have come to the right place. In this blog we will break down staging and conditioning your home. Here is a breakdown of the topics: The top 10 reasons to stage your home Cluttered vs Uncluttered Pet Odor 47 things you can do Updates and Repairs The top 10 reasons to stage your home It puts your house above the competition. The home sells faster. Typically, it sells for more money. It looks better in print, Internet ads and multiple listing systems. It brings in more buyers and ends up on the buyers must see list. It gives buyers an impression of a well maintained home. It gives each room a purpose. It makes the home feel larger. Helps buyers emotionally connect with your home You get a head start on packing for the move. Use staging to highlight the most lived-in rooms in the house because this is where buyers will spend most of their time. Cluttered versus uncluttered Make the best first impressions! When you ...